Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$122,119	$122,119	$243,000
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$120,881	$0
Funding fee	$611	$611	$0
Note rate	3.540%	3.540%	7.400%
Blended rate	3.540%	5.759%	7.640%
1st payment	$704.72	$704.72	$1,682.48
2nd payment	$0.00	$805.88	$0.00
Taxes / mo	$224.92	$224.92	$224.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$48.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,079.64	$1,885.51	$2,106.00
Cash to close	$147,881	$27,000	$27,000