Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$391,247	$391,247	$562,500
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$171,253	$0
Funding fee	$1,956	$1,956	$0
Note rate	3.030%	3.030%	7.400%
Blended rate	3.030%	4.543%	7.640%
1st payment	$1,908.93	$1,908.93	$3,894.64
2nd payment	$0.00	$1,141.68	$0.00
Taxes / mo	$498.08	$498.08	$498.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$112.50
HOA / mo	$20.83	$20.83	$20.83
Total monthly	$2,594.51	$3,736.19	$4,692.72
Cash to close	$233,753	$62,500	$62,500