Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$76,423	$76,423	$241,200
Remaining term (yrs)	21.6	21.6	30.0
Secondary amount	$0	$164,777	$0
Funding fee	$382	$382	$0
Note rate	4.420%	4.420%	7.400%
Blended rate	4.420%	6.866%	7.640%
1st payment	$456.27	$456.27	$1,670.02
2nd payment	$0.00	$1,098.51	$0.00
Taxes / mo	$174.92	$174.92	$174.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$48.24
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$781.18	$1,879.69	$2,043.18
Cash to close	$191,577	$26,800	$26,800