Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$56,969$56,969$395,955
Remaining term (yrs)25.625.630.0
Secondary amount$0$338,986$0
Funding fee$0$0$0
Note rate3.120%3.120%7.400%
Blended rate3.970%7.206%7.640%
1st payment$268.46$268.46$2,741.51
2nd payment$0.00$2,189.29$0.00
Taxes / mo$887.08$887.08$887.08
Insurance / mo$150.00$150.00$150.00
MI / mo$44.42$44.42$79.19
HOA / mo$0.00$0.00$0.00
Total monthly$1,349.97$3,539.25$3,857.79
Cash to close$382,981$43,995$43,995