Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$175,061	$175,061	$234,450
Remaining term (yrs)	25.0	25.0	30.0
Secondary amount	$0	$59,389	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	5.080%	7.640%
1st payment	$817.38	$817.38	$1,623.28
2nd payment	$0.00	$445.42	$0.00
Taxes / mo	$217.08	$217.08	$217.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$139.10	$139.10	$46.89
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,323.56	$1,768.98	$2,037.26
Cash to close	$85,439	$26,050	$26,050