Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$192,320	$192,320	$382,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$190,180	$0
Funding fee	$962	$962	$0
Note rate	2.720%	2.720%	7.400%
Blended rate	2.720%	5.345%	7.640%
1st payment	$901.18	$901.18	$2,648.35
2nd payment	$0.00	$1,267.87	$0.00
Taxes / mo	$325.25	$325.25	$325.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,376.43	$2,644.30	$3,200.10
Cash to close	$232,680	$42,500	$42,500