Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$213,369	$213,369	$234,000
Remaining term (yrs)	26.9	26.9	30.0
Secondary amount	$0	$33,631	$0
Funding fee	$1,067	$1,067	$0
Note rate	6.960%	6.960%	7.400%
Blended rate	6.960%	7.629%	7.640%
1st payment	$1,462.03	$1,462.03	$1,620.17
2nd payment	$0.00	$332.80	$0.00
Taxes / mo	$342.67	$342.67	$342.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$46.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,954.69	$2,287.50	$2,159.64
Cash to close	$46,631	$13,000	$26,000