Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$219,755$219,755$247,410
Remaining term (yrs)27.027.030.0
Secondary amount$0$27,655$0
Funding fee$1,099$1,099$0
Note rate6.780%6.780%7.400%
Blended rate6.780%7.028%7.640%
1st payment$1,478.54$1,478.54$1,713.02
2nd payment$0.00$207.41$0.00
Taxes / mo$180.00$180.00$180.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$49.48
HOA / mo$175.00$175.00$175.00
Total monthly$1,983.54$2,190.95$2,267.50
Cash to close$55,145$27,490$27,490