Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$427,500
Remaining term (yrs)19.819.830.0
Secondary amount$0$427,500$0
Funding fee$0$0$0
Note rate3.410%3.410%7.400%
Blended rate4.260%7.750%7.640%
1st payment$0.00$0.00$2,959.92
2nd payment$0.00$2,760.94$0.00
Taxes / mo$177.58$177.58$177.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$85.00$85.00$85.00
Total monthly$429.25$3,190.19$3,474.67
Cash to close$475,000$47,500$47,500