Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$199,978$199,978$283,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$83,522$0
Funding fee$0$0$0
Note rate2.990%2.990%7.400%
Blended rate3.840%5.360%7.640%
1st payment$971.58$971.58$1,962.90
2nd payment$0.00$626.41$0.00
Taxes / mo$322.83$322.83$322.83
Insurance / mo$150.00$150.00$150.00
MI / mo$163.44$163.44$56.70
HOA / mo$232.00$232.00$232.00
Total monthly$1,839.85$2,466.27$2,724.43
Cash to close$115,022$31,500$31,500