Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$183,236$183,236$305,910
Remaining term (yrs)24.124.130.0
Secondary amount$0$122,674$0
Funding fee$0$0$0
Note rate2.840%2.840%7.400%
Blended rate3.690%5.418%7.640%
1st payment$871.91$871.91$2,118.06
2nd payment$0.00$817.83$0.00
Taxes / mo$76.50$76.50$76.50
Insurance / mo$150.00$150.00$150.00
MI / mo$149.53$149.53$61.18
HOA / mo$210.00$210.00$210.00
Total monthly$1,457.95$2,275.78$2,615.74
Cash to close$156,664$33,990$33,990