Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$44,908	$44,908	$503,100
Remaining term (yrs)	4.0	4.0	30.0
Secondary amount	$0	$458,192	$0
Funding fee	$0	$0	$0
Note rate	3.170%	3.170%	7.400%
Blended rate	4.020%	7.417%	7.640%
1st payment	$978.30	$978.30	$3,483.36
2nd payment	$0.00	$2,959.15	$0.00
Taxes / mo	$465.83	$465.83	$465.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$99.17	$99.17	$100.62
HOA / mo	$475.00	$475.00	$475.00
Total monthly	$2,184.97	$5,144.12	$4,691.48
Cash to close	$514,092	$55,900	$55,900