Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$407,455	$407,455	$562,500
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$155,045	$0
Funding fee	$0	$0	$0
Note rate	4.170%	4.170%	7.400%
Blended rate	5.020%	5.841%	7.640%
1st payment	$2,152.99	$2,152.99	$3,894.64
2nd payment	$0.00	$1,033.63	$0.00
Taxes / mo	$168.67	$168.67	$168.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$312.98	$312.98	$112.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,801.30	$3,834.93	$4,342.47
Cash to close	$217,545	$62,500	$62,500