Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$226,483	$226,483	$335,610
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$109,127	$0
Funding fee	$1,132	$1,132	$0
Note rate	3.300%	3.300%	7.400%
Blended rate	3.300%	4.828%	7.640%
1st payment	$1,147.40	$1,147.40	$2,323.70
2nd payment	$0.00	$727.51	$0.00
Taxes / mo	$512.58	$512.58	$512.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.12
HOA / mo	$168.00	$168.00	$168.00
Total monthly	$1,977.98	$2,705.49	$3,221.40
Cash to close	$146,417	$37,290	$37,290