Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$360,346$360,346$395,100
Remaining term (yrs)27.627.630.0
Secondary amount$0$34,754$0
Funding fee$0$0$0
Note rate7.100%7.100%7.400%
Blended rate7.650%7.769%7.640%
1st payment$2,479.80$2,479.80$2,735.59
2nd payment$0.00$260.66$0.00
Taxes / mo$468.42$468.42$468.42
Insurance / mo$150.00$150.00$150.00
MI / mo$169.13$169.13$79.02
HOA / mo$90.00$90.00$90.00
Total monthly$3,357.34$3,618.00$3,523.03
Cash to close$78,654$43,900$43,900