Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$69,727	$69,727	$202,500
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$132,773	$0
Funding fee	$0	$0	$0
Note rate	4.210%	4.210%	7.400%
Blended rate	5.060%	6.988%	7.640%
1st payment	$421.45	$421.45	$1,402.07
2nd payment	$0.00	$885.15	$0.00
Taxes / mo	$71.50	$71.50	$71.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$60.97	$60.97	$40.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$703.92	$1,589.08	$1,664.07
Cash to close	$155,273	$22,500	$22,500