Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$435,482	$435,482	$1,350,000
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$914,518	$0
Funding fee	$2,177	$2,177	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	2.680%	6.115%	7.640%
1st payment	$2,021.95	$2,021.95	$9,347.13
2nd payment	$0.00	$5,906.26	$0.00
Taxes / mo	$1,250.00	$1,250.00	$1,250.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$270.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,488.62	$9,394.88	$11,083.79
Cash to close	$1,064,518	$150,000	$150,000