Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$39,685	$39,685	$179,910
Remaining term (yrs)	13.1	13.1	30.0
Secondary amount	$0	$140,225	$0
Funding fee	$0	$0	$0
Note rate	4.820%	4.820%	7.400%
Blended rate	5.670%	7.486%	7.640%
1st payment	$338.21	$338.21	$1,245.66
2nd payment	$0.00	$934.83	$0.00
Taxes / mo	$90.17	$90.17	$90.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$45.56	$45.56	$35.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$623.93	$1,558.76	$1,521.81
Cash to close	$160,215	$19,990	$19,990