Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$559,024	$559,024	$863,100
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$304,076	$0
Funding fee	$2,795	$2,795	$0
Note rate	7.060%	7.060%	7.400%
Blended rate	7.060%	7.303%	7.640%
1st payment	$3,828.61	$3,828.61	$5,975.93
2nd payment	$0.00	$1,963.82	$0.00
Taxes / mo	$1,135.33	$1,135.33	$1,135.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$172.62
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$5,240.61	$7,204.43	$7,560.55
Cash to close	$399,976	$95,900	$95,900