Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$370,631$370,631$382,500
Remaining term (yrs)27.527.530.0
Secondary amount$0$33,119$0
Funding fee$1,853$1,853$0
Note rate6.740%6.740%7.400%
Blended rate6.740%7.161%7.640%
1st payment$2,468.30$2,468.30$2,648.35
2nd payment$0.00$327.74$0.00
Taxes / mo$965.75$965.75$965.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,584.05$3,911.79$3,840.60
Cash to close$54,369$21,250$42,500