Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$404,861	$400,410
Remaining term (yrs)	27.5	30.0
Secondary amount	$0	$0
Funding fee	$2,024	$0
Note rate	6.870%	7.400%
Blended rate	6.870%	7.640%
1st payment	$2,727.74	$2,772.36
2nd payment	$0.00	$0.00
Taxes / mo	$291.17	$291.17
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$80.08
HOA / mo	$200.00	$200.00
Total monthly	$3,368.91	$3,493.61
Cash to close	$40,039	$44,490