Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$217,732$217,732$486,000
Remaining term (yrs)24.424.430.0
Secondary amount$0$268,268$0
Funding fee$0$0$0
Note rate2.660%2.660%7.400%
Blended rate3.510%5.850%7.640%
1st payment$1,008.72$1,008.72$3,364.97
2nd payment$0.00$1,732.56$0.00
Taxes / mo$450.00$450.00$450.00
Insurance / mo$166.67$166.67$166.67
MI / mo$177.08$177.08$97.20
HOA / mo$617.00$617.00$617.00
Total monthly$2,419.47$4,152.04$4,695.83
Cash to close$322,268$54,000$54,000