Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$239,340	$239,340	$261,000
Remaining term (yrs)	28.1	28.1	30.0
Secondary amount	$0	$36,160	$0
Funding fee	$0	$0	$0
Note rate	6.540%	6.540%	7.400%
Blended rate	7.090%	7.718%	7.640%
1st payment	$1,549.94	$1,549.94	$1,807.11
2nd payment	$0.00	$357.83	$0.00
Taxes / mo	$392.33	$392.33	$392.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$111.93	$111.93	$52.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,204.20	$2,562.03	$2,401.64
Cash to close	$50,660	$14,500	$29,000