Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$291,438	$291,438	$454,410
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$162,972	$0
Funding fee	$0	$0	$0
Note rate	4.100%	4.100%	7.400%
Blended rate	4.950%	6.044%	7.640%
1st payment	$1,639.78	$1,639.78	$3,146.24
2nd payment	$0.00	$1,086.48	$0.00
Taxes / mo	$337.58	$337.58	$337.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$240.38	$240.38	$90.88
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,384.41	$3,470.88	$3,741.38
Cash to close	$213,462	$50,490	$50,490