Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$85,432	$85,432	$134,999
Remaining term (yrs)	12.8	12.8	30.0
Secondary amount	$0	$49,567	$0
Funding fee	$0	$0	$0
Note rate	5.290%	5.290%	7.400%
Blended rate	6.140%	7.190%	7.640%
1st payment	$761.92	$761.92	$934.71
2nd payment	$0.00	$371.76	$0.00
Taxes / mo	$96.00	$96.00	$96.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$97.30	$97.30	$27.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,105.22	$1,476.98	$1,207.71
Cash to close	$64,567	$15,000	$15,000