Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$106,607$106,607$350,910
Remaining term (yrs)13.413.430.0
Secondary amount$0$244,303$0
Funding fee$0$0$0
Note rate4.880%4.880%7.400%
Blended rate5.730%7.136%7.640%
1st payment$899.76$899.76$2,429.63
2nd payment$0.00$1,577.79$0.00
Taxes / mo$362.67$362.67$362.67
Insurance / mo$150.00$150.00$150.00
MI / mo$120.36$120.36$70.18
HOA / mo$423.00$423.00$423.00
Total monthly$1,955.79$3,533.57$3,435.48
Cash to close$283,293$38,990$38,990