Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$113,593$113,593$261,000
Remaining term (yrs)23.123.130.0
Secondary amount$0$147,407$0
Funding fee$0$0$0
Note rate3.750%3.750%7.400%
Blended rate4.600%6.520%7.640%
1st payment$610.70$610.70$1,807.11
2nd payment$0.00$982.71$0.00
Taxes / mo$317.75$317.75$317.75
Insurance / mo$150.00$150.00$150.00
MI / mo$93.41$93.41$52.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,171.86$2,154.57$2,327.06
Cash to close$176,407$29,000$29,000