Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$230,110$230,110$405,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$174,890$0
Funding fee$0$0$0
Note rate2.840%2.840%7.400%
Blended rate3.690%5.551%7.640%
1st payment$1,094.96$1,094.96$2,804.14
2nd payment$0.00$1,165.93$0.00
Taxes / mo$433.33$433.33$433.33
Insurance / mo$150.00$150.00$150.00
MI / mo$187.79$187.79$81.00
HOA / mo$133.00$133.00$133.00
Total monthly$1,999.08$3,165.01$3,601.47
Cash to close$219,890$45,000$45,000