Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$343,212$343,212$566,910
Remaining term (yrs)25.525.530.0
Secondary amount$0$223,698$0
Funding fee$1,716$1,716$0
Note rate3.760%3.760%7.400%
Blended rate3.760%5.334%7.640%
1st payment$1,738.81$1,738.81$3,925.17
2nd payment$0.00$1,444.72$0.00
Taxes / mo$656.33$656.33$656.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$113.38
HOA / mo$0.00$0.00$0.00
Total monthly$2,561.81$4,006.53$4,861.55
Cash to close$286,688$62,990$62,990