Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$123,319$123,319$258,300
Remaining term (yrs)28.528.530.0
Secondary amount$0$134,981$0
Funding fee$0$0$0
Note rate6.650%6.650%7.400%
Blended rate7.200%7.618%7.640%
1st payment$803.43$803.43$1,788.42
2nd payment$0.00$899.87$0.00
Taxes / mo$74.25$74.25$74.25
Insurance / mo$150.00$150.00$150.00
MI / mo$57.36$57.36$51.66
HOA / mo$0.00$0.00$0.00
Total monthly$1,085.04$1,984.92$2,064.33
Cash to close$163,681$28,700$28,700