Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$296,794	$296,794	$990,000
Remaining term (yrs)	9.6	9.6	30.0
Secondary amount	$0	$693,206	$0
Funding fee	$0	$0	$0
Note rate	8.599%	8.599%	7.400%
Blended rate	9.449%	8.259%	7.640%
1st payment	$3,755.53	$3,755.53	$6,854.56
2nd payment	$0.00	$4,476.95	$0.00
Taxes / mo	$916.67	$916.67	$916.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$342.83	$342.83	$198.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,231.70	$9,708.65	$8,185.89
Cash to close	$803,206	$110,000	$110,000