Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$487,314$487,314$594,000
Remaining term (yrs)25.825.830.0
Secondary amount$0$106,686$0
Funding fee$0$0$0
Note rate5.780%5.780%7.400%
Blended rate6.630%6.876%7.640%
1st payment$3,026.29$3,026.29$4,112.74
2nd payment$0.00$711.24$0.00
Taxes / mo$550.00$550.00$550.00
Insurance / mo$166.67$166.67$166.67
MI / mo$366.13$366.13$118.80
HOA / mo$0.00$0.00$0.00
Total monthly$4,109.08$4,820.32$4,948.20
Cash to close$172,686$66,000$66,000