Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$281,473$281,473$390,600
Remaining term (yrs)24.624.630.0
Secondary amount$0$109,127$0
Funding fee$0$0$0
Note rate2.940%2.940%7.400%
Blended rate3.790%4.966%7.640%
1st payment$1,335.09$1,335.09$2,704.44
2nd payment$0.00$727.51$0.00
Taxes / mo$353.08$353.08$353.08
Insurance / mo$150.00$150.00$150.00
MI / mo$226.04$226.04$78.12
HOA / mo$78.00$78.00$78.00
Total monthly$2,142.21$2,869.72$3,363.64
Cash to close$152,527$43,400$43,400