Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$523,627	$515,700
Remaining term (yrs)	25.9	30.0
Secondary amount	$0	$0
Funding fee	$2,618	$0
Note rate	5.540%	7.400%
Blended rate	5.540%	7.640%
1st payment	$3,170.87	$3,570.60
2nd payment	$0.00	$0.00
Taxes / mo	$380.08	$380.08
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$103.14
HOA / mo	$55.00	$55.00
Total monthly	$3,772.62	$4,275.49
Cash to close	$49,373	$57,300