Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$316,698$316,698$355,500
Remaining term (yrs)28.528.530.0
Secondary amount$0$38,802$0
Funding fee$0$0$0
Note rate6.850%6.850%7.400%
Blended rate7.400%7.575%7.640%
1st payment$2,106.85$2,106.85$2,461.41
2nd payment$0.00$291.01$0.00
Taxes / mo$233.83$233.83$233.83
Insurance / mo$150.00$150.00$150.00
MI / mo$147.37$147.37$71.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,638.06$2,929.07$2,916.34
Cash to close$78,302$39,500$39,500