Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$210,088	$210,088	$283,500
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$73,412	$0
Funding fee	$0	$0	$0
Note rate	2.860%	2.860%	7.400%
Blended rate	3.710%	5.080%	7.640%
1st payment	$1,004.24	$1,004.24	$1,962.90
2nd payment	$0.00	$550.59	$0.00
Taxes / mo	$473.92	$473.92	$473.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$171.78	$171.78	$56.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,799.94	$2,350.53	$2,643.51
Cash to close	$104,912	$31,500	$31,500