Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$215,797$215,797$554,400
Remaining term (yrs)15.515.530.0
Secondary amount$0$338,603$0
Funding fee$0$0$0
Note rate3.880%3.880%7.400%
Blended rate4.730%6.574%7.640%
1st payment$1,533.66$1,533.66$3,838.55
2nd payment$0.00$2,186.81$0.00
Taxes / mo$504.67$504.67$504.67
Insurance / mo$166.67$166.67$166.67
MI / mo$230.88$230.88$110.88
HOA / mo$72.00$72.00$72.00
Total monthly$2,507.87$4,694.68$4,692.77
Cash to close$400,203$61,600$61,600