Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$72,948	$72,948	$301,500
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$228,552	$0
Funding fee	$0	$0	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	4.600%	6.988%	7.640%
1st payment	$454.72	$454.72	$2,087.53
2nd payment	$0.00	$1,476.07	$0.00
Taxes / mo	$40.92	$40.92	$40.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$69.55	$69.55	$60.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$715.19	$2,191.26	$2,338.74
Cash to close	$262,052	$33,500	$33,500