Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$246,823$246,823$287,550
Remaining term (yrs)28.528.530.0
Secondary amount$0$40,727$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.592%7.640%
1st payment$1,633.96$1,633.96$1,990.94
2nd payment$0.00$305.45$0.00
Taxes / mo$252.83$252.83$252.83
Insurance / mo$150.00$150.00$150.00
MI / mo$114.76$114.76$57.51
HOA / mo$0.00$0.00$0.00
Total monthly$2,151.56$2,457.01$2,451.28
Cash to close$72,677$31,950$31,950