Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$388,845
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$388,845	$0
Funding fee	$0	$0	$0
Note rate	5.891%	5.891%	7.400%
Blended rate	6.441%	7.750%	7.640%
1st payment	$0.00	$0.00	$2,692.28
2nd payment	$0.00	$2,511.29	$0.00
Taxes / mo	$26.83	$26.83	$26.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.77
HOA / mo	$294.00	$294.00	$294.00
Total monthly	$470.83	$2,982.12	$3,240.89
Cash to close	$432,050	$43,205	$43,205