Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$350,867	$350,867	$369,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$38,633	$0
Funding fee	$1,754	$1,754	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	3.550%	4.376%	7.640%
1st payment	$1,740.96	$1,740.96	$2,554.88
2nd payment	$0.00	$382.30	$0.00
Taxes / mo	$312.08	$312.08	$312.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,203.04	$2,585.35	$3,090.76
Cash to close	$59,133	$20,500	$41,000