Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$291,382$291,382$404,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$112,718$0
Funding fee$1,457$1,457$0
Note rate2.990%2.990%7.400%
Blended rate2.990%4.387%7.640%
1st payment$1,374.10$1,374.10$2,797.91
2nd payment$0.00$751.45$0.00
Taxes / mo$164.17$164.17$164.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.82
HOA / mo$65.00$65.00$65.00
Total monthly$1,753.27$2,504.72$3,257.89
Cash to close$157,618$44,900$44,900