Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$362,373	$362,373	$450,000
Remaining term (yrs)	29.2	29.2	30.0
Secondary amount	$0	$87,627	$0
Funding fee	$1,812	$1,812	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	6.987%	7.640%
1st payment	$2,307.45	$2,307.45	$3,115.71
2nd payment	$0.00	$657.20	$0.00
Taxes / mo	$120.75	$120.75	$120.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,594.87	$3,252.07	$3,493.13
Cash to close	$137,627	$50,000	$50,000