Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$228,900$228,900$297,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$68,100$0
Funding fee$0$0$0
Note rate3.010%3.010%7.400%
Blended rate3.860%5.039%7.640%
1st payment$1,081.84$1,081.84$2,056.37
2nd payment$0.00$510.75$0.00
Taxes / mo$343.58$343.58$343.58
Insurance / mo$150.00$150.00$150.00
MI / mo$181.53$181.53$59.40
HOA / mo$60.00$60.00$60.00
Total monthly$1,816.95$2,327.69$2,669.35
Cash to close$101,100$33,000$33,000