Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$324,339	$324,339	$337,870
Remaining term (yrs)	28.1	28.1	30.0
Secondary amount	$0	$32,302	$0
Funding fee	$0	$0	$0
Note rate	6.540%	6.540%	7.400%
Blended rate	7.090%	7.523%	7.640%
1st payment	$2,100.38	$2,100.38	$2,339.34
2nd payment	$0.00	$319.65	$0.00
Taxes / mo	$408.08	$408.08	$408.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$151.67	$151.67	$67.57
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,810.13	$3,129.79	$2,965.00
Cash to close	$51,072	$18,771	$37,541