Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$468,746	$468,746	$494,999
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$26,253	$0
Funding fee	$2,344	$2,344	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.050%	3.366%	7.640%
1st payment	$2,210.63	$2,210.63	$3,427.27
2nd payment	$0.00	$196.90	$0.00
Taxes / mo	$339.83	$339.83	$339.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.00
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$2,767.13	$2,964.03	$4,082.77
Cash to close	$81,253	$55,000	$55,000