Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$261,925$261,925$503,100
Remaining term (yrs)20.820.830.0
Secondary amount$0$241,175$0
Funding fee$1,310$1,310$0
Note rate3.880%3.880%7.400%
Blended rate3.880%5.735%7.640%
1st payment$1,525.22$1,525.22$3,483.36
2nd payment$0.00$1,557.59$0.00
Taxes / mo$465.83$465.83$465.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$100.62
HOA / mo$125.00$125.00$125.00
Total monthly$2,282.72$3,840.31$4,341.48
Cash to close$297,075$55,900$55,900