Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$151,428	$151,428	$382,499
Remaining term (yrs)	20.0	20.0	30.0
Secondary amount	$0	$231,071	$0
Funding fee	$0	$0	$0
Note rate	3.480%	3.480%	7.400%
Blended rate	4.330%	6.396%	7.640%
1st payment	$871.65	$871.65	$2,648.35
2nd payment	$0.00	$1,492.33	$0.00
Taxes / mo	$231.50	$231.50	$231.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$137.84	$137.84	$76.50
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$1,440.99	$2,933.32	$3,156.35
Cash to close	$273,571	$42,500	$42,500