Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$186,214	$186,214	$377,910
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$191,696	$0
Funding fee	$931	$931	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	3.550%	5.807%	7.640%
1st payment	$927.69	$927.69	$2,616.57
2nd payment	$0.00	$1,277.98	$0.00
Taxes / mo	$202.75	$202.75	$202.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,280.44	$2,558.42	$3,044.90
Cash to close	$233,686	$41,990	$41,990