Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$254,107	$254,107	$404,910
Remaining term (yrs)	22.9	22.9	30.0
Secondary amount	$0	$150,803	$0
Funding fee	$1,271	$1,271	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	3.750%	5.333%	7.640%
1st payment	$1,375.45	$1,375.45	$2,803.52
2nd payment	$0.00	$1,005.35	$0.00
Taxes / mo	$321.33	$321.33	$321.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,846.79	$2,852.14	$3,355.83
Cash to close	$195,793	$44,990	$44,990